Hail Damage Roof Repair in Oklahoma City
Oklahoma hail season doesn’t take breaks — and neither do we. Free inspections, insurance claim advocacy, and full roof replacements completed in a single day for OKC homeowners.
After a hail storm moves through Oklahoma City, two things happen almost immediately: your phone starts ringing with numbers you don’t recognize, and your insurance company schedules an adjuster visit that may or may not reflect the full scope of the damage. Both situations put you at a disadvantage — unless you have a licensed, local contractor who knows how to navigate them.
Wilson & Sons Construction is a family-owned Oklahoma City roofing contractor with 86+ five-star reviews and a 5.0 Google rating. We’ve helped hundreds of OKC homeowners through exactly this situation — not by knocking on doors after a storm, but by showing up when we’re called and doing the job right.
Oklahoma’s hail problem is real and growing. NOAA data shows 208 hail events across Oklahoma in 2026 alone, with OKC metro storms regularly producing hailstones exceeding 4 inches in diameter and straight-line winds above 70 mph. Oklahoma ranks 6th nationally in severe weather. And unlike most of the country, we face two active storm windows: spring (April–June) and fall. There’s no real off-season.
Here’s something fewer OKC homeowners know: insurance carriers are now drone-inspecting roofs before issuing new homeowner policies. If your roof shows unrepaired hail damage, you may be denied coverage until it’s replaced. A damaged roof isn’t just a cost — it’s an insurability risk.
If you’re in Oklahoma City and your roof took a hit, we’ll inspect it at no charge, document everything with photos, and guide you through every step. Schedule your free hail damage inspection here.
Why OKC Homeowners Choose Wilson & Sons for Hail Damage Repairs
We Know Oklahoma Weather — and What It Does to Roofs
We’re not a national franchise that dispatched a crew after the last storm. We’re a family-owned Oklahoma City contractor who watches the same radar you do. We know the difference between hail impact patterns on an architectural shingle and straight-line wind damage on a ridge cap — and that distinction matters when you’re building an insurance claim.
During every inspection we also check your soft metals: gutters, AC caps, and exhaust vents. These are the most reliable indicators of hail impact and help us build a stronger documentation record when your adjuster visits.
IKO ROOFPro Certified — 15-Year Iron Clad® Warranty Access
Wilson & Sons is IKO ROOFPro Certified, which gives our customers access to IKO’s Iron Clad® 15-year non-prorated warranty period — one of the strongest manufacturer warranties in the roofing business. The ROOFPro program carries a 98% homeowner satisfaction score from Guild Quality reviews. That certification isn’t something every contractor can offer — it requires demonstrated installation quality and professional accountability.
We Fight Your Insurance Claim, Not Just Your Roof
Low initial settlements are common in Oklahoma. Some carriers classify hail damage as “cosmetic only” to limit payout. We work directly with your adjuster, document the full scope of damage, and supplement the claim when the first check falls short — including ice and water shield, drip edge, and overhead & profit that insurers routinely resist.
If you need help understanding ACV vs. RCV and why the depreciation holdback matters, we walk through it before any work begins. See our insurance claims assistance page.
Licensed and Local — Not a Storm Chaser
After every major OKC hail event, out-of-state contractors flood the metro — often without an Oklahoma CIB license, which is legally required for roofing contractors in this state. Wilson & Sons holds CIB License #80007593. We pull permits on every job. We’re here after the next storm too.
Our Hail Damage Roof Repair Process in Oklahoma City
From the first call to the final walkthrough — here’s exactly what working with Wilson & Sons looks like.
Free Hail Damage Inspection
We start with a no-cost roof inspection. We assess shingles, ridge caps, flashing, gutters, and soft metals. If there’s documentable damage, we show you what we found — with photos — before making any recommendations. No pressure, no pitch.
Damage Documentation & Insurance Scope
We document everything in detail: hail impact patterns, granule loss, dented soft metals, compromised flashing. This becomes part of your insurance claim file. If you’ve already received an adjuster’s report, we’ll review it and flag any line items that were missed or undervalued.
Insurance Claim Guidance & Supplementing
We work alongside your adjuster — not around them. If the initial claim is short, we supplement it with our documentation and advocate for the full scope. See our storm damage repair page for more on our claims process.
Material Selection
We walk you through shingle options based on your settlement, your budget, and whether upgrading to a Class 4 impact-resistant shingle qualifies you for an insurance premium discount in Oklahoma. Many OKC homeowners find the premium savings offset a meaningful portion of the upgrade cost.
Permit Pull — Oklahoma City Development Services
We pull all required permits through Oklahoma City Development Services (420 W Main St, OKC 73102 | 405-297-2525 | okc.gov) before any work begins. Permits are required per the adopted 2018 International Residential Code. You never navigate the permit office — and the permit trail protects you when you sell your home.
Roof Replacement & Final Walkthrough
Most OKC residential roofs are completed in a single day with our full crew. We do a complete tear-off (never an overlay), replace damaged decking with photo documentation before closing it up, install ice and water shield at all vulnerable areas, and run a rolling magnet across your yard. You get a final walkthrough and a written workmanship warranty before we leave.
Roofing Options After Hail Damage in Oklahoma City
Your insurance settlement doesn’t have to dictate your shingle tier. Here’s how your options break down — and what matters most in Oklahoma’s climate.
IKO Cambridge® — Class 3 Impact, Reliable Entry-Level Performance
IKO Cambridge architectural shingles are our entry-level IKO ROOFPro offering. They feature FastLock® bonding strips, algae resistance, and True Square sizing for consistent installation. Class 3 impact-rated and a solid choice for most hail-damaged OKC roofs when the insurance settlement covers a standard replacement.
IKO Dynasty® — Class 3 or 4 Impact, ArmourZone® Technology
IKO Dynasty shingles include the ArmourZone® reinforced nailing band for superior wind resistance and are available in Class 3 or Class 4 UL impact ratings. The Class 4 option is our most popular post-storm upgrade for OKC homeowners who want maximum hail protection and a conversation with their carrier about a premium discount.
Class 4 Impact-Resistant Shingles — The Oklahoma Smart Upgrade
Class 4 IR shingles (UL 2218 rated) carry unique financial value in Oklahoma. Multiple OKC homeowners have documented real insurance premium reductions after upgrading to Class 4 — in some cases significant enough to partially offset the upgrade cost within a few years of premium savings. Given Oklahoma’s two active hail seasons, Class 4 is both a protection decision and a financial one. We’ll show you the math for your specific carrier at your estimate.
Important: UL impact ratings support insurance discounts but are not a warranty against hail damage — hail damage is not covered under the manufacturer’s shingle warranty.
Metal Roofing — 40–50 Year Lifespan, Inherent Class 4 Resistance
Standing seam metal roofing is inherently Class 4 rated with a 40–50 year expected lifespan in Oklahoma conditions. Upfront cost is higher — typically $15,000–$30,000 for a standard residential roof — but for homeowners planning a long tenure, metal offers the strongest available protection against Oklahoma’s hail and 70–90 mph straight-line winds.
What Makes Wilson & Sons Different in Oklahoma City
Family-Owned. Locally Accountable.
Wilson & Sons is a family-owned Oklahoma City contractor. Owner Greg Wilson is on the job — not managing a franchise from another state. Our reputation here is the only reputation we have, which is why we do the job right the first time.
Licensed. Insured.
Oklahoma CIB License #80007593. We’re fully insured, we pull permits on every job, and we provide a written workmanship warranty. No taillight warranties.
We Encourage You to Get Three Bids
OKC homeowners are smart to compare estimates after a storm. When you do, look beyond price: Did they verify their CIB license? Do they pull permits? Do they document the decking before closing it up? Do they include ice and water shield and drip edge? Those details explain why bids vary.
Insurance Advocacy — We Fight for You
We’ve seen “cosmetic only” denials, underpaid depreciation holdbacks, and low initial settlements. We fight for the claim that correctly covers your roof — as your contractor, not a public adjuster, so there’s no additional fee.
Trusted by Oklahoma City Homeowners
★★★★★
“They dealt with my insurance company for me and got amazing amount to do repairs. Replaced my roof in one day with a big crew. Put new gutters on that look absolutely amazing and gutter guards.”
★★★★★
“Excellent roofing work. Best in Oklahoma City. Greg Wilson a pleasure to work with — professional, courteous, work completed as promised.”
★★★★★
“I am a Real Estate agent and always looking for a good roofer. I found one. Wilson and Sons is fast, thorough, but the part I love the most is that they care.”
Common Questions About Hail Damage Roof Repair in Oklahoma City
Do I need a permit for hail damage roof repair in Oklahoma City?
Yes. Oklahoma City requires a building permit before roof replacement work begins, per the adopted 2018 International Residential Code (IRC). Permits are issued through Oklahoma City Development Services, 420 W Main St, OKC 73102 (phone: 405-297-2525 | Mon–Fri 8am–5pm). Wilson & Sons handles the entire permit process on every job — you never need to visit the permit office. The permit trail also protects you in future real estate transactions.
How much does hail damage roof repair cost in Oklahoma City?
For a standard OKC residential roof, shingle replacement typically runs $8,000–$15,000. Metal roofing runs $15,000–$30,000. Variables include roof size and pitch, decking condition, material tier, and whether your policy pays full replacement cost value (RCV) or actual cash value (ACV) with depreciation withheld. Most hail-related replacements are fully or largely covered by homeowner’s insurance — we’ll walk through your situation at the free inspection.
How long does a hail damage roof replacement take?
Most residential roofs in Oklahoma City are completed in one day with our full crew. Larger or more complex roofs may take two days. From inspection to scheduling, the typical timeline is 1–3 weeks depending on weather and material availability. For active leaks or emergency situations, call 405-230-3000 to discuss priority scheduling.
What’s the difference between an ACV and RCV insurance payout?
ACV (Actual Cash Value) pays the depreciated value of your existing roof — meaning the first check is less than what a replacement costs. RCV (Replacement Cost Value) covers full replacement, with the depreciation “holdback” released after work is completed and documented. Many OKC homeowners are surprised when the first check is smaller than expected — this is the holdback, not the final payment. We explain exactly how this works before any work begins and advocate for the full settlement when a claim is underpaid.
Can Class 4 impact-resistant shingles lower my homeowner’s insurance premium in Oklahoma?
Yes — and it’s one of the most discussed roofing upgrades in the OKC community. Many Oklahoma carriers offer meaningful discounts for Class 4 (UL 2218) impact-resistant shingles, and local homeowners have documented real premium reductions. Given Oklahoma’s two-season hail threat, the math often works in your favor over a 5–10 year period of saved premiums. We’ll discuss the upgrade cost difference at your estimate so you can decide with the full picture.
How do I identify a storm chaser vs. a legitimate Oklahoma City roofer?
After every OKC hail event, out-of-state contractors work the metro. Red flags: unsolicited door knocking immediately after a storm, an out-of-state phone number or address, and being unable to provide an Oklahoma CIB license number on request.
Will my homeowner’s insurance cover hail damage to my OKC roof?
Most standard homeowner’s policies in Oklahoma cover hail damage — but the initial settlement may not reflect the full replacement cost. Some carriers classify visible damage as “cosmetic only” to limit what they pay. Wilson & Sons reviews adjuster reports, documents the full scope, and supplements the claim when the first offer falls short. Visit our insurance claims assistance page for a detailed walkthrough.
Ready to Get Your Oklahoma City Roof Assessed?
Free hail damage inspection. No obligation. We’ll document what we find, review your insurance situation, and give you an honest path forward.
405-230-3000 info@wscok.com